LIC OF INDIA....
About LIC
Life Insurance Corporation of India
Life Insurance Corporation of India (LIC) is the largest and most trusted life insurance company in India. Established on September 1, 1956, LIC has been playing a vital role in securing the financial future of millions of Indians for more than six decades. It was formed through the merger of over 245 private insurance companies and provident societies, under the Life Insurance of India Act, 1956, with the vision of making insurance accessible to every Indian citizen.
LIC is a government-owned corporation, and its primary objective is to provide life insurance coverage to individuals and help them plan for their future financial needs. Over the years, LIC has become synonymous with trust, stability, and service excellence, making it the most preferred insurance provider in the country.
Key Features of LIC...
LIC offers a wide range of life insurance products designed to meet the diverse needs of customers, including term insurance, endowment plans, whole life policies, pension plans, child plans, and unit-linked insurance plans (ULIPs). The company focuses on delivering products that provide both financial protection and long-term savings.
One of the key advantages of LIC is its strong claim settlement record. The corporation has consistently maintained a high claim settlement ratio, giving customers peace of mind that their families will be financially secure in their absence.
LIC also offers competitive premium rates, bonus additions on many policies, and flexible policy terms. Customers can choose their coverage amount, policy duration, and premium payment terms based on their financial goals and needs.
Listed on the NSE and BSE since 1994,
Nationwide Reach and Digital Services
LIC has an extensive network across India with over 2,000 branch offices, 8 zonal offices, and thousands of agents and customer service centers. This vast presence ensures that customers in both urban and rural areas can easily access LIC’s services.
In recent years, LIC has also embraced digital transformation, offering online premium payments, policy status checks, loan requests, and new policy applications through its official website and mobile app, making it easier for customers to manage their insurance needs from anywhere.
LIC’s Social Commitment
LIC’s role extends beyond insurance. It actively participates in nation-building activities by investing in infrastructure, housing, education, and other socially relevant sectors. The corporation also supports various welfare programs, scholarships, and community development projects as part of its corporate social responsibility (CSR) initiatives.
Conclusion
LIC is more than just an insurance company; it is a symbol of trust and financial security for millions of Indians. Its customer-first approach, diverse product range, and legacy of over 60 years make it the go-to choice for life insurance in India. Whether you are looking for protection, investment, or savings, LIC offers solutions that cater to every life stage and need.
At Dreamz Unlimited, we proudly offer LIC’s life insurance products, helping our customers safeguard their future with confidence and ease.
Why Choose Us....
At Dreamz Unlimited, we believe in building lasting financial confidence, not just offering services. Here’s why hundreds of clients trust us with their financial journeys:
Expertise That Matters...
With years of experience in home loans, insurance, and mutual fund investments, our team brings deep industry knowledge and personalized strategies to meet your unique financial goals.
One-Stop Financial Solution...
From securing the right home loan to planning your retirement or ensuring your family’s future with insurance – we offer complete solutions under one roof.
Trusted Guidance, Every Step...
We don’t just sell products – we build relationships. Our advice is unbiased, transparent, and always aligned with your best interest.
Hassle-Free Process....
We handle the paperwork, follow-ups, and complex terms so you don’t have to. Fast approvals, easy documentation, and continuous support – that’s our promise.
Strong Network of Partners....
We work with top banks, NBFCs, and insurance providers to ensure you always get the best rates, plans, and returns.
Don’t Just Dream It. Let’s Make It Happen!
Buying a home? Confused about insurance? Want to invest but don’t know how? We’ve got your back — simple advice, smart solutions, and zero pressure.
Our Happy Clients...
Frequently Asked Questions (FAQs)...
Unlike banks or agents who promote only their own products, Dreamz Unlimited is an independent, client-focused service.
We compare multiple banks, NBFCs, and insurance companies to offer you the best deal — not just the fastest one.
You also get:
✅ Personal guidance
✅ Paperwork assistance
✅ Regular follow-ups
✅ End-to-end support
In short, we save your time, effort, and money — while ensuring you’re making the right financial choices.
To apply for a home loan, you generally need to submit a set of documents including:
Identity proof (Aadhaar card, PAN card, Passport)
Address proof
Income proof (salary slips for salaried individuals or ITRs for self-employed)
Latest bank statements
Property papers (sale deed, agreement to sale, etc.)
At Dreamz Unlimited, we help you understand exactly what’s needed and assist in collecting and organizing all your paperwork to make the process faster and stress-free.
Loan eligibility depends on your income, age, repayment capacity, and existing financial commitments.
Generally, banks offer home loans where the EMI does not exceed 40%–60% of your net monthly income. Other factors like credit score and co-applicant income can also affect your eligibility.
We assess your profile and help you get the maximum loan at the lowest possible interest rate, by comparing multiple lenders on your behalf.
Term Insurance provides only life cover for a fixed term (10–40 years) at very affordable premiums. It pays out a lump sum to your family if something happens to you during the policy term.
Traditional Life Insurance (like endowment or money-back plans) offers life cover along with savings and maturity benefits, but comes with higher premiums.
We help you understand your family’s needs and financial goals to select the right type of insurance policy — without unnecessary upselling.
Mutual funds are professionally managed investments that pool money from investors to invest in stocks, bonds, or other assets.
While they are subject to market risks, mutual funds are considered a good starting point for beginners — especially if you invest through Systematic Investment Plans (SIPs).
At Dreamz Unlimited, we guide you based on your risk appetite, goals, and time horizon, ensuring you invest wisely and confidently.
Yes, absolutely! You can start a SIP (Systematic Investment Plan) with as little as ₹500 per month.
This approach helps you build long-term wealth slowly, without needing a large one-time investment. It also allows you to take advantage of rupee cost averaging and compound interest.
Even small, consistent investments can lead to big results over time — and we’re here to help you every step of the way.
