Dreamz Unlimited

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Frequently Asked Questions (FAQs)...

Unlike banks or agents who promote only their own products, Dreamz Unlimited is an independent, client-focused service.
We compare multiple banks, NBFCs, and insurance companies to offer you the best deal — not just the fastest one.
You also get:
✅ Personal guidance
✅ Paperwork assistance
✅ Regular follow-ups
✅ End-to-end support
In short, we save your time, effort, and money — while ensuring you’re making the right financial choices.

To apply for a home loan, you generally need to submit a set of documents including:

  • Identity proof (Aadhaar card, PAN card, Passport)

  • Address proof

  • Income proof (salary slips for salaried individuals or ITRs for self-employed)

  • Latest bank statements

  • Property papers (sale deed, agreement to sale, etc.)
    At Dreamz Unlimited, we help you understand exactly what’s needed and assist in collecting and organizing all your paperwork to make the process faster and stress-free.

Loan eligibility depends on your income, age, repayment capacity, and existing financial commitments.
Generally, banks offer home loans where the EMI does not exceed 40%–60% of your net monthly income. Other factors like credit score and co-applicant income can also affect your eligibility.
We assess your profile and help you get the maximum loan at the lowest possible interest rate, by comparing multiple lenders on your behalf.

  • Term Insurance provides only life cover for a fixed term (10–40 years) at very affordable premiums. It pays out a lump sum to your family if something happens to you during the policy term.

  • Traditional Life Insurance (like endowment or money-back plans) offers life cover along with savings and maturity benefits, but comes with higher premiums.
    We help you understand your family’s needs and financial goals to select the right type of insurance policy — without unnecessary upselling.

Mutual funds are professionally managed investments that pool money from investors to invest in stocks, bonds, or other assets.
While they are subject to market risks, mutual funds are considered a good starting point for beginners — especially if you invest through Systematic Investment Plans (SIPs).
At Dreamz Unlimited, we guide you based on your risk appetite, goals, and time horizon, ensuring you invest wisely and confidently.

Yes, absolutely! You can start a SIP (Systematic Investment Plan) with as little as ₹500 per month.
This approach helps you build long-term wealth slowly, without needing a large one-time investment. It also allows you to take advantage of rupee cost averaging and compound interest.
Even small, consistent investments can lead to big results over time — and we’re here to help you every step of the way.

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