LIC Housing Finance Limited....
HELLO!!!
HOME SEEKERS
MD & CEO...
Housing sector reveals a nation’s economic growth and social wellbeing. With the government’s focus on providing ‘Housing for all by 2022’ we are witnessing multitude of changes in the housing sector. Home ownership is no more a distant dream. We, at LIC HFL, have been in the forefront to assist millions to realize their dream of home ownership. We believe that the role played by us is critical to the overall economic development of the country.
LIC Housing Finance has the ability to cater to the biggest customer base within the minimum possible time. This is possible because of our extensive presence throughout the country which has the capability to serve our ever growing and diversified customer base across income groups and geography. LIC HFL has an array of customized loan products catering to first time homebuyers, salaried, self-employed, professionals and pensioners at low rates of interest and affordable EMIs. Further, women borrowers can get special concessions in interest rates.
We have steadily over the years widened our reach so as to be as close as possible to our customers. Our network consists of 9 regional offices, 24 back offices and 282 marketing offices within India. We also have 1 representative offices in Dubai. LIC HFL has more than 12000 trained feet on the street acting as marketing intermediaries to reach out to the prospective home loan seekers and providing personalized service and make the process of home loan a hassle free experience. Our subsidiary company LIC HFL Financial Services Ltd complements our outreach through their wide network of territory offices across India.
LIC HFL is well positioned on the foundation of integrity, trust and high standards of corporate governance. Our knowledge, expertise and passion are in perfect alignment to deliver elevated customer experiences and create long term value for all our stakeholders.
Building Homes, Nurturing Relationships…
About LIC Housing Finance Limited
LIC Housing Finance Ltd (LICHFL), founded in 1989, has been a pioneer in making home ownership accessible across India. We offer long-term finance for purchasing or building homes, and support for business or personal needs through property-backed loans. We empower professionals to set up clinics or offices and provide funding for builders shaping residential spaces.
Listed on the NSE and BSE since 1994,
Listed on the NSE and BSE since 1994, LIC HFL stands strong on a legacy of trust, having enabled over 25 lakh families to find their dream homes. With a robust network and deep industry expertise, we are more than just a housing finance company—we are partners in realizing home ownership dreams.
Why Choose Us....
At Dreamz Unlimited, we believe in building lasting financial confidence, not just offering services. Here’s why hundreds of clients trust us with their financial journeys:
Expertise That Matters...
With years of experience in home loans, insurance, and mutual fund investments, our team brings deep industry knowledge and personalized strategies to meet your unique financial goals.
One-Stop Financial Solution...
From securing the right home loan to planning your retirement or ensuring your family’s future with insurance – we offer complete solutions under one roof.
Trusted Guidance, Every Step...
We don’t just sell products – we build relationships. Our advice is unbiased, transparent, and always aligned with your best interest.
Hassle-Free Process....
We handle the paperwork, follow-ups, and complex terms so you don’t have to. Fast approvals, easy documentation, and continuous support – that’s our promise.
Strong Network of Partners....
We work with top banks, NBFCs, and insurance providers to ensure you always get the best rates, plans, and returns.
Don’t Just Dream It. Let’s Make It Happen!
Buying a home? Confused about insurance? Want to invest but don’t know how? We’ve got your back — simple advice, smart solutions, and zero pressure.
Our Happy Clients...
Frequently Asked Questions (FAQs)...
Unlike banks or agents who promote only their own products, Dreamz Unlimited is an independent, client-focused service.
We compare multiple banks, NBFCs, and insurance companies to offer you the best deal — not just the fastest one.
You also get:
✅ Personal guidance
✅ Paperwork assistance
✅ Regular follow-ups
✅ End-to-end support
In short, we save your time, effort, and money — while ensuring you’re making the right financial choices.
To apply for a home loan, you generally need to submit a set of documents including:
Identity proof (Aadhaar card, PAN card, Passport)
Address proof
Income proof (salary slips for salaried individuals or ITRs for self-employed)
Latest bank statements
Property papers (sale deed, agreement to sale, etc.)
At Dreamz Unlimited, we help you understand exactly what’s needed and assist in collecting and organizing all your paperwork to make the process faster and stress-free.
Loan eligibility depends on your income, age, repayment capacity, and existing financial commitments.
Generally, banks offer home loans where the EMI does not exceed 40%–60% of your net monthly income. Other factors like credit score and co-applicant income can also affect your eligibility.
We assess your profile and help you get the maximum loan at the lowest possible interest rate, by comparing multiple lenders on your behalf.
Term Insurance provides only life cover for a fixed term (10–40 years) at very affordable premiums. It pays out a lump sum to your family if something happens to you during the policy term.
Traditional Life Insurance (like endowment or money-back plans) offers life cover along with savings and maturity benefits, but comes with higher premiums.
We help you understand your family’s needs and financial goals to select the right type of insurance policy — without unnecessary upselling.
Mutual funds are professionally managed investments that pool money from investors to invest in stocks, bonds, or other assets.
While they are subject to market risks, mutual funds are considered a good starting point for beginners — especially if you invest through Systematic Investment Plans (SIPs).
At Dreamz Unlimited, we guide you based on your risk appetite, goals, and time horizon, ensuring you invest wisely and confidently.
Yes, absolutely! You can start a SIP (Systematic Investment Plan) with as little as ₹500 per month.
This approach helps you build long-term wealth slowly, without needing a large one-time investment. It also allows you to take advantage of rupee cost averaging and compound interest.
Even small, consistent investments can lead to big results over time — and we’re here to help you every step of the way.
